Terms and Conditions
Terms of Service Introduction
These Terms and Conditions govern your use of Valythenorixo Financial Planning Ltd's website and subscription services. By accessing our services, you agree to be bound by these terms.
Your continued use of our services constitutes acceptance of these terms and any updates we may make
Effective Date: August 2, 2025
Definitions and Interpretation
The following terms have specific meanings throughout this agreement
- "Services": Our financial planning subscription service, consultations, and related support
- "Subscriber": Any individual or entity that subscribes to our services
- "Content": All information, advice, and materials provided through our services
- "Agreement": These Terms and Conditions and any referenced policies
Service Usage Terms
Your use of our services is subject to the following conditions and restrictions
Eligibility Requirements
You must be at least 18 years old and legally capable of entering into binding contracts to use our services
18+ only
Account Responsibilities
- Maintain accurate and current account information
- Keep login credentials secure and confidential
- Notify us immediately of any unauthorised account access
- Use services only for legitimate financial planning purposes
Acceptable Use Policy
You agree to use our services responsibly and in accordance with applicable laws
Prohibited Activities
- Sharing account access with unauthorised individuals
- Using services for illegal or fraudulent purposes
- Attempting to breach our security or technical systems
- Harassing or inappropriate behaviour towards staff
- Misrepresenting information during consultations
Intellectual Property Rights
All content, materials, and intellectual property on our website and in our services remain our exclusive property or that of our licensors.
Ownership and Usage Rights
You receive limited, non-exclusive rights to access and use our services for personal financial planning purposes
- No right to reproduce, distribute, or modify our content
- No right to use our trademarks or branding
- No right to reverse engineer or copy our systems
Privacy and Data Protection
Your privacy is important to us. We collect, use, and protect your personal information in accordance with our Privacy Policy and applicable data protection laws.
Please review our Privacy Policy for detailed information about data handling Privacy Policy
Payment and Subscription Terms
The following terms govern payment for our subscription services
- Monthly subscription fees are due in advance on the same date each month
- All prices include VAT and are quoted in British Pounds
- Payment methods accepted include major credit cards and bank transfers
- Cancellation requires 30 days written notice
Service Disclaimers
Our services are provided "as is" without warranties of any kind. We make no guarantees about specific outcomes or results.
We disclaim all warranties, express or implied, including merchantability and fitness for particular purposes
Individual results may vary
Limitation of Liability
Our liability to you is limited to the maximum extent permitted by law. We shall not be liable for indirect, consequential, or incidental damages.
Our maximum liability shall not exceed the amount paid for services in the twelve months preceding any claim
Indemnification Agreement
You agree to indemnify us against claims arising from your breach of these terms or misuse of our services
Dispute Resolution
We encourage resolving disputes amicably through direct communication before pursuing formal proceedings
Arbitration Process
Disputes that cannot be resolved directly may be subject to binding arbitration under English law
- Arbitration shall be conducted in English language
- Proceedings shall take place in Manchester, England
- Arbitrator's decision shall be final and binding
EU Online Dispute Resolution
EU consumers may access the European Commission's Online Dispute Resolution platform
EU ODR Platform
Nothing in these terms affects your statutory consumer rights under applicable law
Termination of Services
Either party may terminate this agreement under the following circumstances
- Subscriber cancellation with 30 days written notice
- Breach of terms that remains uncured after written notice
- Legal or regulatory requirements necessitating termination
Governing Law
These terms are governed by the laws of England and Wales, with disputes subject to English court jurisdiction
Terms Modification
We reserve the right to modify these terms at any time. Material changes will be communicated with reasonable advance notice.
Continued use of services after changes constitutes acceptance of modified terms
Severability
If any provision of these terms is found unenforceable, the remaining provisions shall remain in full force and effect
Complete Agreement
These terms, together with our Privacy Policy and other referenced policies, constitute the entire agreement between us
Contact Information
For questions about these terms, please contact us using the information provided in our legal section
Email Address: info@valythenorixo.com
Phone Number: +44 20 7169 9387
Business Address: 42 King Street, Manchester M2 6AZ
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions