Privacy Policy

Privacy Policy Introduction

At Valythenorixo Financial Planning Ltd, we are committed to protecting your privacy and handling your personal information with care and transparency. This Privacy Policy explains how we collect, use, and safeguard your data when you use our services.

July 27, 2025

Information We Collect

We collect information that you provide directly to us and information gathered automatically through your use of our services

Personal Information You Provide

• Name, email address, phone number, and contact details
• Financial information relevant to planning consultations
• Communication preferences and service requirements
• Payment information and billing details

Automatically Collected Usage Data

We automatically collect information about how you interact with our website, including pages visited, time spent, and technical information about your device and browser.

How We Use Your Information

We use your personal information for the following legitimate business purposes

• Providing financial planning consultations and subscription services
• Communicating about your account, appointments, and service updates
• Improving our services and website functionality
• Complying with legal obligations and regulatory requirements
• Marketing communications (with your consent)

Legal Basis for Processing

Under applicable data protection laws, we process your personal data based on the following legal grounds

We process your data on the basis of legitimate interest and contractual necessity: Consent / Legitimate Interest

• Contractual necessity for providing our subscription services
• Legitimate business interests for service improvement and communication

Information Sharing and Disclosure

We may share your information in the following limited circumstances

• With service providers who assist in delivering our services
• When required by law or to protect our legal rights
• With your explicit consent for specific purposes

Data Security Measures

We implement appropriate technical and organisational measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission over the internet is completely secure.

Data Retention Policy

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. When no longer needed, we securely delete or anonymise your data.

Your Privacy Rights

You have several rights regarding your personal information under applicable data protection laws

• Access to your personal data and information about how we process it
• Correction of inaccurate or incomplete personal information
• Deletion of your personal data in certain circumstances
• Restriction of processing in specific situations
• Objection to processing based on legitimate interests

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your website experience and analyse usage patterns. You can control cookie preferences through your browser settings.

For detailed information, please review our Cookie Policy Cookie Policy

Children's Privacy Protection

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children without parental consent.

Privacy Policy Updates

We may update this Privacy Policy to reflect changes in our practices or legal requirements. Material changes will be communicated through email or website notifications.

Privacy Contact Information

For privacy-related questions or to exercise your rights, contact our Data Protection Officer using the information provided in our legal section.